Instaa Money

Apply For A

Personal Loan

  • No Usage = No Interest
  • Maximum tenure up to 36 Months
  • Maximum loan amount up to 5 lacs
  • Quick approval and hassle free Processing
  • Borrow as little as ₹3,000

Get Your Loan In 5 Minutes

Everything You Need to Know


  • Instaa Money helps you to choose the best and affordable loan with Total Flexibility.
  • Instaa Money offers instant limit top-up which means with every repayment you make, you can use the same amount again & again.
  • Instaa Money offers quick paperless online loans with instant approval within 24 Hours..
  • Instaa Money offers a flexible loan of ₹3000 - ₹500000 so it means you can borrow as little as ₹3,000.
  • With Instaa Money apply for a personal loan & enjoy benefits such as online application, Instant Personal Loan approval, multiple personal loans offers etc.


Thinking of taking the vacation you are planning forever? Or has that fancy new bike caught your eye? Unexpected cash crunch and unplanned expenses can crop up at any time in our lives. To meet all your financial needs, opting for a personal loan is a viable option. With a personal loan there is no restriction on the usage of loan money so whether you are organizing a marriage function or looking to buy a high-end gadget or looking to renovate your house, a personal loan comes handy with added benefits like need of zero collateral and instant access to funds. Personal loan has emerged as a great way to finance trips and purchases that otherwise seems far off with a regular paycheck.


personal loan

Fill in the Personal Loan Application Form, to check your eligibility.

Compare various Personal loan options, and apply for the suitable option.

personal loan

Get an instant e-approval, after successful submission of the application.

Meaning of a Personal Loan

Personal loan is an unsecured form of loan, in which there is no need of collateral or any kind of security, which is there to help you for your immediate requirements. It is a multi-purpose loan and therefore it can be used for various purposes including wedding, home renovation, financing your Childs education, for travel purpose and more. Moreover, there is no restriction for the amount you borrow and no one asks you that for what purpose you require the loan amount. In fact, a personal loan can also help you to build your credit score faster when compared with other forms of credit. This is because of the risk it carries due to being unsecured, as it is considered advantageous for the borrower and less advantageous for the specific lender as no security is involved.

Entitlements of a Personal Loan

Personal loan entails various features and benefits. Below are some beneficial factors-

No collateral required

One of the benefits which are associated with an online personal loan is that it is unsecured which means that you get the entitlement of not providing any collateral to the lender. Basically, you don’t need to give an explanation for why you want to avail a personal loan or to provide any collateral as a security to the specific lender. You can get a low-interest personal loan easily if you meet the eligibility requirements, and have a good and a healthy credit score.

Minimum Documentation

This is another major feature of a personal loan, as no one likes to provide bile of documents, and thus due to digitalization, this process has been made easy as now only minimal documentation and verification is done. All the process has been made easy and digitalized. Thus, giving you one more advantage to avail a personal loan.

Easy and Simple Approval

You can avail personal loans that are quick and easy in approval. Personal Loans have set a trademark of giving instant approvals with a streamlined process.

Multifunctional in nature

Being multipurpose in nature is what makes a personal loan as the most desirable option in terms of financial product. As unlike other financial products you can avail it for a variety of reasons, starting from financing a wedding or financing your child’s education or to consolidate your debts. Innumerous reasons with just a simple solution.

Personal Loan Eligibility

Personal loans are provided by most of the banks/NBFCs but with different eligibility requirements and needs. However, there are some certain criteria’s that are common for all the financial institutions. Hence, to avail a personal loan, the applicant should meet these requirements and also it is advisable to check your eligibility before applying for a personal loan. The eligibility criteria to get an online personal loan approval for salaried and self-employed individuals are listed below for better understanding:

Personal Loan EMI Calculator

When you plan to apply for a personal loan, EMI plays the most important factor, as it is the amount which you’ll be paying off on a monthly basis. You can choose EMI tenure from 2-36 months.

  • Monthly Repayments - EMI you will be paying every month.
  • Total interest payable = Pay interest only on the amount used.
Few Personal Loan Details
Interest Rates 13 - 24.03%
Loan Tenure 2 months to 36 months
Loan Amount Starting from ₹3000/- to ₹500000/-
Fore-closure Charges Zero charges on foreclosure & prepayment

Why should you apply for a personal loan at Instaa Money?

Instaa Money is a one-stop solution for all your financial requirements. In here, we try to provide you with the best services that are hassle-free and streamlined in nature. For personal loans, we provide you a flexible loan of ₹3000 - ₹500000

Here are a few reasons for you to apply for a personal loan at Instaa Money:

Fast assistance

Instaa Money offers you with 24*7 services for all its customers. You can contact our professionals at anytime of the day. Moreover, the process for applying for a personal loan till its approval is fast and quick in nature.

Customer needs in forefront

Your needs are our major priority. We deliver you with services that are best on our capabilities. The personal loan provide offers based on customer profile, we try to give you the most personalized experience

Real-time customer support

Our customer support team is fast and efficient to clear all your doubts such as the personal loan eligibility, its procedures, its offers, its documentation and also the repayment options. We even contact with the respective lender on behalf of you.

Step-1: Fill the eligibility form

In the first step, the customer needs to fill in the eligibility form which includes filling the following details:

  • Full Name(As per PAN Card)
  • Email Address
  • Current Residence Pin code
  • Employment Type
  • Monthly in-hand salary
  • Mobile Number
  • PAN Number
Step-2: Get an Instant OTP on your mobile number

An Instant One Time Password (OTP) will be sent on your number, and thus, your application has been processed further.

Step-3: Get an Instant E-approval

After filling all your details, you’ll get an e-approval of a specific amount instantly, and then our executives will co-ordinate with you till disbursals.



Now you need to visit multiple branches to fulfill your requirements of a Personal Loan. Instaa Money helps you to get your loan approved through online process which is easy & hassle-free


Apply for a personal loan with Instaa Money and get the disbursement within minutes. *(Subject to availability, complete documentation, etc.)